| In today's economy, a lot of people are changing their | | | | fewer people can afford to buy cars. This means that |
| minds about buying new cars and choosing instead to | | | | the private sellers are dropping their prices, and you'll |
| buy used. If you have excellent credit, you can get | | | | be able to negotiate a great deal. |
| used cars in Tallahassee (where I live) for a steal | | | | If your interest rates are higher, however, you'll |
| compared to new cars in Tallahassee. But used cars | | | | probably need to go to a dealer. With fair credit, you |
| are also a good deal for folks with bad credit. Where | | | | might try a franchised dealer. Because they want your |
| you look for a car will depend on what kind of credit | | | | business, they won't turn you away if they can find |
| you have. | | | | you financing. If you've got bad credit, you could try an |
| First, then, know where you stand. Get pre-approved | | | | independent dealer. Make sure you go to one that's a |
| for a loan or, if you're sure you want to buy, go ahead | | | | little more financially stable: a good indication is the |
| take one out. Your bank or credit union will tell you | | | | presence of a parts and service department. |
| what you can afford and what your interest rate will | | | | Independent dealers are struggling even more than the |
| be. With excellent credit and a lower rate, you can buy | | | | franchised ones, so they'll be willing to work with you. |
| a used car just about anywhere you'd like. One place | | | | No matter your credit situation, now is a good time to |
| you'll definitely want to look is a private seller. Without | | | | buy a used car. |
| good credit and the option of dealership financing, | | | | |