Buying A New Car Without Getting Ripped Off!

I have over 20 years experience at a new cardealers, don't be afraid to play them against each
dealership. I have sold cars, been in fleet sales, a fleetother. Dealers HATE to lose a deal to a competitor
manager, leasing manager, finance manager, inventoryand will likely go lower to get the deal.
manager, and produced vehicle advertising. In general IThe second tip is to only buy the car and nothing else
would say that a new car dealer is very motivated tofrom the dealer! Make it very clear that you don't
get the maximum possible revenue from eachwant, and won't pay for, paint sealer, fabric protector,
customer. (This is also true for most businesses)service coupon books, paint stripes, alarm system,
Dealership management typically adheres to all ruleswindow tint, life insurance, tire warranty, etc., etc., etc.
and regulations and will not allow deceptive sellingAny of these things can be gotten later, if you have to
practices. The general problem for the consumer ishave them, at a lower price. If you want an extended
that they are usually less skilled at the buy/sell processwarranty, call a few dealers after the purchase and
than the dealership staff. The staff does this all day,get it at a discounted price. It is common for the
every day; the customer may buy once every fewfinance department to "load the boat" with extras.
years. I can't tell you all that I know on one page. I willREAD the paper work they present, especially
try to give you a few tips to help level the playing field.anything with price figures. Tell them to take off any
The first tip is to go slow in the shopping process. Theextras and walk if they won't. (They won't let you walk
dealer will usually press for a commitment to buytoo far!)
TODAY! Don't be rushed to buy. There is almostIf you have a trade in, negotiate that separately from
never a great deal today that will be gone tomorrow.the cost of the vehicle. If possible get a bid from a
First choose the type of vehicle you want, and decideplace like CarMax for an indication of your trade-in
which options you need. Then you can contact multiplewholesale value.
dealers for a price quote. It may be better to do thisShop for your own financing and only use the dealer
online or by phone. At this time you should find outarranged financing if they meet or beat what you can
what factory specials are available. Consider theget elsewhere.
advantages of a low rate vs. a larger rebate if that isA typical profit for the dealer can be about $3,000
the case. Are you eligible for any special pricing plansincluding the vehicle and financing. On some customers
such as X or Z plan because of being a close relativethe dealer might make $10,000 or more in profit. If you
of a factory employee or because of the companyuse these tips you may be able to reduce the dealers
you work for? After you narrow your choice ofprofit to a small amount.