Lemon Laws Don't Protect Used Car Buyers

Most buyers of new cars are probably familiar withinspected by certified mechanics prior to their being
lemon laws, which allow consumers a refund oroffered for sale. This will help, in time, but what can a
replacement when their car turns out to be defective.potential buyer do now?
These laws generally cover leased cars as well asAsk to have a certified mechanic examine the car
purchased ones, and they have worked well as abefore purchase. Any reasonable dealer should allow
consumer protection tool. Unfortunately, no such lawsyou to take the car to a mechanic; if not, you should
exist for used cars, and buyers should be carefulprobably shop elsewhere.
when purchasing them.Get a list of the car's known problems in writing prior
Many car dealers offer "certified used cars" that cometo purchase. Inquire as to whether you have any
with some sort of warranty, but most independentrecourse should something go wrong after the sale.
used car dealers do not. In most states, the lawAsk the salesperson if the car has any sort of
permits used car dealers to sell cars "as is", and in thatwarranty, and if so, get it in writing. If they tell you the
case, anything that goes wrong, even if it happens fivecar is sold "as is", ask them to define those terms
minutes after purchase, becomes the buyer's problem.exactly.
Dealers selling cars on an "as is" basis often aren'tContact your local Better Business Bureau to see if
even required to disclose any problems a vehicle mightthey have had any complaints about that particular
have to potential buyers. Most independent car dealersdealer.
sell older, less expensive cars than those sold at majorIf possible, purchase a used car from a dealership that
auto dealerships. A lot of the profits that independentoffers certified used cars with a written warranty.
used car dealers make come from financing,Buying a used car is more problematic than buying a
particularly from financing those with bad or poornew one. After all, a used car is one that someone
credit. Those with problem credit often find that suchelse didn't want anymore. Buyers who are considering
dealerships, which self-finance, are their only chance ata purchase of a used car should be aware that their
obtaining a car loan. These loans, with their resultingprotection under the laws of most states is quite
high payments, often leave buyers without any extralimited. Asking a few questions and doing some
cash to pay for repairs of undisclosed problems.investigation prior to making the purchase may save
Legislators in several states are considering laws thatbuyers thousands of dollars down the road.
will require used car dealers to have their cars