Should I Lease My New Car?

Now this is a question that a lot of business ownersand you'll have a warranty from the manufacturer.
ask themselves and some personal car owners too, inOf course the main reason for choosing leasing over
this day and age there are so many different optionsbuying is you can easily afford to have a brand new
when it comes to getting yourself a new car! Fromvehicle, and not have to settle for a second hand car
car contract hire, to business car leasing or personalthat you have no idea about the history (Only what the
car leasing and even personal car purchasing, it's notseller is telling you). Certain perks come with having a
surprised so many people are confused whether tonew vehicle, you don't have to worry about MOT for
buy or lease their new car.the first 3 years and some leasing companies will
Well if you are running your own business, or workingthrow in the first 3 years tax as well! Without a doubt
for a company that is willing to give you a budget for athe biggest advantages with leasing a new vehicle is
car then it's worth looking into some sort of cheap carability to be able to afford it in the first place and the
leasing. Leasing through a business has a lot ofmanufacturer's warranty, you can have total peace of
advantages from a financial / tax point of view, but notmind that throughout your contract knowing that if
only that it has a great advantage from a personalthere is any kind of mechanical failure you won't be left
point of view in that you can more or less choose theto pick up the bill!
brand new car of your dreams!If you do decide to take out a car on contract hire or
A great advantage to leasing over buying a new cara business lease, then you need to be aware of a
is how easy it is to find your perfect car. When buyingfew bits of jargon and abbreviations that you will find
you have to take the time to go and visit the car, lookthroughout the car leasing and contract hire websites.
round it, and check everything is in order including MOT,MRP - This is the manufacturer's recommended price
Tax or that the car hasn't been accident repaired. Justresidual value.
by taking the choice to lease your car you are cuttingP11D Value - This is used by the Inland Revenue for
out all the time wasting having to go and view thetax purposes and relates to the value of the vehicle
cars, this alone is saying you money in time and fuelafter the cost of extras.
from travelling up and down the country.PCP - Personal contract purchase (also known as
Most good car leasing and car contract hirepersonal contract plans). A PCP agreement you have
companies will let you choose all the finer details foran option to pay a final sum to the leasing / contract
your new leased car, from the exact colour tohire company and own the vehicle instead of giving it
everything from internal specifications to technicalback.
specifications. On some vehicles you can even chooseResidual value - The residual value is the
to have custom accessories fitted, as this vehicle ismanufacturers predicted value of the vehicle at the
coming directly from the manufacturer you also haveend of the lease / contract term, the higher the residual
full knowledge that everything will be fitted correctlyvalue the lower the monthly payments will be.