Used Car Prices: How Much is My Car Worth? Myths and Facts

What's my vehicle worth? What a question! I wish thatsingle day based off of blue-book-type retail numbers.
after 20 years in the automotive industry there was aFor an interesting discussion on car values, check out
simple answer. One would think that with all thethe article on bluebook pricing @ It's eye-opening!
information available it would make prices and valuesThe facts are, however, we as a retail dealer are not
easier to obtain. In fact, in many ways, the numberslikely to get $22,800 for the Volvo even though the
are more unclear than ever.book says it's reasonable. Book values, or the values
The following e-mail conversation regarding retail carplaced on vehicles by websites are guides based
prices and trade-in values highlights the confusion andheavily on opinions and averages. Go to seven
misconceptions about automobile price and value.different websites and you'll get seven different values.
This conversation occurred between me/Ted, theIf you'd like, I can get you any used car you want at a
dealer, and Rich, the customer...great value like the Volvo...but I'd still only be able to pay
[Begin Email]$4,000 for the Impala.
[Ted]Since we don't use manipulative "feel good" numbers
Hi Rich...to inflate the trade-in value by increasing the sale price
Donna loves the 2006 Volvo. It's a perfect fit!of the Volvo, it appears as if we're offering too little for
Again retail value is: $23,800the Impala.
Here's what Medway Imports can do:In actuality, the numbers are dead on. $4000 is a real
2006 Volvo S40 Price.............$18,995number!
2001 Chevy Impala Trade-In Value...........$4,000Note...none of this is a sales pitch, but the straight deal
Thanks Rich!on the "value" of the Impala in the real world. This is not
Note: the Volvo is still under its factory 4-Yearto say that you couldn't sell it for $7,000, provided you
50,000-mile warranty, free road side assistance...etc.want to do the footwork--advertising, replace the bald
[Rich]tires, service and recondition it, fix the rear seat...etc.
Hi Ted,In short, what makes up the value of a car is incredibly
Thanks for the information. The Volvo certainly is acomplex and variable.
great price, but isn't my Impala worth $6,000-$7,000?What I wouldn't want you to think is that you're being
Kelly Blue Book lists the private party value atlow-balled on the trade-in price. What is happening, and
approximately $7,995. I know that does not mean it willit's the only way we'll do business, is that you are being
sell for that amount. However, most of the ads that Igiven a "real value" and a "fair value" for your Impala.
have been seeing reflect a range of $7,000 to $9,000.The short answer to all this is that you're getting a
I would guess that based on the retail prices, the actualsquare deal on both ends--even though it may not
sale price would be discounted by $1,000-$1,500. That"feel" like it with the Impala.
would mean a reasonable expectation would place the[Rich]
value at $6,000-$7,000.Hi Ted, if I had to finance approximately $14,000 for
[Ted]the Volvo, my monthly payment would be around
You're right Rich...$6,000-$7,000 is certainly a$430/month (3 years @ 7%). I think that I may be
reasonable "retail value" for the Impala, but researchmore inclined to lease a 2007 loaded Infiniti, which
shows it's actually only selling for around $4,000.would probably cost me less on a monthly basis.
Interestingly, based on your math of knocking[Ted]
$1,000-$1,500 off private party bluebook would put theHi Rich...
2006 Volvo at a "reasonable" price of $22,800, as itLeasing has many positives; however, at the end of 3
retails for $23,800 to $24,500 depending on whichyears the value of the Infiniti to you would be $0. The
source you use.residual value of the 2006 Volvo S40 is $9625.
The facts are, however, neither the Impala nor theOne of the major downsides of leasing is that at the
Volvo will sell for these retail values--not in today'send of the lease...you have NO equity.
market anyway.I will not in anyway be offended if you choose to
[Rich]lease, or buy somewhere else.
I can lease an Infiniti which would probably cost meWhat I know, and what I can do for you is get you a
less on a monthly basis. My partner just leased a 2007great "value" for your dollar.
loaded Infiniti for 39 months, (78,000 miles) for $558.00$18,995 for a vehicle that is priced $4805 under the
month. Cap reduction was only $595.00.low value of $23,800 is a great value.
I'm guessing that I could lease the same car for 3$4,000 for an Impala that needs $1,000 or more in
years with 36,000 miles for no more than $400/month.reconditioning is a real price.
They're also willing to give me $7,000 for my 2001In short, you can't buy wholesale and expect to trade
Impala.in for retail.
I'd appreciate your thoughts!Interestingly, the current wholesale price of the Volvo is
[Ted]$19,000 to $20,000. In other words, I couldn't even buy
Hi Rich...this car right now for $18,995.
Your guesses "might" be close; however, this is aThose are my thoughts.
classic example of the confusion surrounding trade-inI hope this helps in your decision making process.
values and the actual vehicle worth.[End Email]
That $7,000 they will pay you is called a "feel good"As you can tell from this conversation, the perception
number. Dealers use it all the time, and then whack youand the reality of used car prices is very different. This
on the retail sale end of your new car.article illustrates that pricing used cars must be done in
In other words, as a dealer, I will gladly give you $7,000context. An arbitrary number set by a website or book
for your Impala provided you're willing to pay $22,800distorts the real-life values for the car buyer and the
or more for the 2006 Volvo....as you can see, basedseller. These "values" make everyone distrustful,
on these numbers, you'd spend more.uneasy, and confused. The auto industry doesn't need
It's stunning how often people fall into this trap everyany more of this!