| Financing an education can be a challenging feat, | | | | proof of student enrollment at a participating school |
| especially when borrowers have exhausted their | | | | and proof of sufficient income (a recent pay stub, or |
| personal savings and their state and federal financial | | | | for self-employed or retired borrowers, the most |
| aid options and still have educational expenses left to | | | | recent two years of tax returns with schedules or |
| cover. NextStudent, a leading Phoenix-based education | | | | 1099s). In addition, borrowers must have at least 21 |
| company, can help. Whether you're a higher education | | | | months of credit experience and a satisfactory credit |
| student or the parent of a K-12 student, you may be | | | | history, and they must demonstrate two years of |
| eligible for a NextStudent Private Loan, a credit-based | | | | continuous employment (with the same employer or in |
| loan that could help make financing an education a | | | | the same field) and two years of U.S. citizenship or |
| reality. Are you a parent who dreams of sending your | | | | permanent residency. Don't meet these requirements? |
| child to a college preparatory known for strong | | | | That's OK, a co-signer can help. NextStudent Private |
| academics like Xavier or Brophy in Phoenix, Arizona? | | | | Student Loans ( feature the option of applying with a |
| Or are you an undergraduate or graduate student | | | | co-signer, whether you need a qualified co-applicant |
| who needs a little extra money to cover your | | | | because you don't quite meet the qualification |
| education-related expenses? Or maybe you already | | | | requirements, or whether you'd like to have a |
| have your degree but can't afford the continuing | | | | co-applicant with a little more established credit history. |
| education courses you need to maintain a certification. | | | | Apply Throughout the Year Applying is fast and |
| If any of these scenarios describes your needs, | | | | convenient. Some borrowers may receive a |
| NextStudent Private Student Loans are designed to | | | | preliminary approval in minutes. In as little as five |
| help borrowers like you achieve your academic goals. | | | | business days, parents and students could be |
| Reap the Benefits NextStudent offers credit-based | | | | approved and see their student loans ( disbursed, with |
| private student loans ( that can help borrowers meet | | | | funds sent directly to the borrower. Eligible higher |
| their education expenses while in school and pay for | | | | education students or eligible parents of K-12 students |
| things like tuition and fees, school supplies and other | | | | who need additional financial assistance meeting their |
| education-related essentials. To be eligible, students | | | | educational needs can apply for NextStudent Private |
| must be enrolled at a participating school. Whether | | | | Student Loans throughout the year. There are no |
| applying for one of our K-12, undergraduate, graduate | | | | deadlines or time constraints. That means students can |
| or continuing education private student loans, qualified | | | | receive the funding they need, no matter when they |
| borrowers can benefit with:  Quick | | | | need it. NextStudent believes that getting an education |
| preliminary approval on most student loans  | | | | is the best investment you can make, and we are |
| No application deadlines  No prepayment | | | | dedicated to helping you pursue your education |
| penalties  Generous borrowing limits | | | | dreams by making college funding simple. Learn more |
|  Deferred principal and interest payments on | | | | about Student Loans, Private Student Loans and |
| most student loans  Funds sent directly to | | | | Student Loan Consolidation ( at The lender for the |
| the borrower, not the school  Interest that | | | | NextStudent Loan Program is Charter One Bank, N.A., |
| may be tax-deductible (please consult your tax | | | | Member FDIC and Equal Opportunity Lender. © |
| advisor) Qualifying is simple: Borrowers must provide | | | | 2007 NextStudent. All rights reserved. |